The City of Tampa offers down payment assistance loans to income eligible buyers of property within the City limits of Tampa. The liens are meant to be in second position behind primary financing from an institutional lender (non-private) and are typically known as a “silent second” because of the 0% rate and $0 monthly payment. The DPL can remain “silent” as long as the property continues to be the owner’s primary residence and owner occupied.
CITY OF TAMPA
DARE TO OWN THE DREAM HOMEOWNERSHIP PROGRAM (DARE)
Your housing counselor can evaluate and refer you to this program.