This client began their journey seeking assistance from a community support organization after experiencing significant challenges related to homeownership. After moving to a new state for a job opportunity, they purchased a home, only to face unexpected difficulties when the pandemic led to a layoff.

After losing their job, the client decided to start their own business while navigating the challenges of building a customer base in a new area. Unfortunately, they struggled to find employment in their field and ended up working multiple part-time jobs, which still didn’t cover all their bills. After falling behind on mortgage payments and facing potential foreclosure, they reached out for help.

During their initial meeting with a foreclosure prevention counselor, the client was hesitant and considered selling their home. However, the counselor encouraged them to explore additional income opportunities beyond self-employment. They discussed a potential job opening at a local organization that aligned with the client’s background in community building.

Through the counselor’s connections, the client was reintroduced to a former colleague who offered them an interview for a position that suited their skills. This opportunity provided the boost they needed to regain stability. Although the new job initially paid less than their previous role, it offered consistent income, allowing them to qualify for a mortgage support program.

With the counselor’s guidance, the client navigated the mortgage modification process, carefully assessing the long-term implications of accepting a modification that would increase their mortgage payments. They decided to decline the modification and focused on their new employment.

After several interviews, the client successfully secured a position in their field, which allowed them to emerge from financial hardship. They are now a job developer/trainer at the organization that had previously helped them, and they have since encouraged others to pursue their homeownership goals.

The client expressed gratitude for the support and guidance they received throughout their journey, recognizing the importance of having someone to lean on during challenging times. They are now thriving in their new role and feel more connected to their community.