Angela started her path to homeownership back around September 2021. Although she was ready based on her credit scores and savings – the current housing market frightened her. The prices of homes were continuing to increase and her income could not support an affordable mortgage payment.

Angela’s biggest obstacle to homeownership was securing enough down payment and closing cost to create an affordable mortgage payment. She continued to work with her housing counselor, Juan Menendez to review all the resources and best mortgage product for her. After much research, patience and number crunching, Angela received approximately:

• $40,000 of City of Tampa DARE funds

• $40,000 of East Tampa CRA funds of $40,000,

• $10,000 of Federal Home Loan Bank

• $100,000 of City of Tampa ARPA funds and

• $35,000 of Warrick Dunn Foundation funds

This is a true example of it takes a village to create affordable housing opportunities for our low-income residents in Tampa. We are delighted and congratulate Angela and her four children. We are also thankful for all the partnerships that made this dream a reality for this family.