Allison is a 37 yr. old, single African American woman, that took the homeownership class back on October 3th, 2020. A resident of Hillsborough County living in Brandon, FL. She is interested increasing her and repairing her credit.

She has been working for Maximus Federak since 2013. Her first session was back on January 24th 2021, where the client and counselor reviewed her financial situation. The barriers she encounters are credit score affected by collections and high credit card utilization of
84%. New credit and reducing credit card utilization will help to increase her credit score. She is in the 550 brackets.

The changes happened as follows:
Her follow up in April 2021, her credit card utilization was 30%. Counselor advised to pay a collection of a credit card for $ 248.00, and client paid the collection.