Kiauntae Davis began her counseling session on 3/8/2021. The client is a single mother who lives alone with 3
dependents. Kiauntae Davis is currently working for Life Stream Behavioral Center, Inc. for over 2 years.Her dream is
to purchase a home in the City of Tampa or surrounding township around Tampa.

During their first session, the client and counselor (Angel Santiago) reviewed their credit, savings and money
management, and affordability. Kiauntae Davis had an average of 585 via credit karma. Her credit card utilization was
at 0%

After reviewing the need for personal savings/reserves and lender/DPA requirements, the client and counselor set
goals and action plans for the client to help her situation. The client and Counselor discuss all the different loan
product options and the purchase price and goal the client had.

The client’s main goal was to save more funds for closing and increase her credit score. The client was very
motivated and excited to start the action plan we put together to achieve their goals.

Kiauntae Davis hard work is paying off. The client was able to increase her score by 8 for Transunion and increased
her score for Equifax by 2 points and now has an average credit score of 602 The client also was able to save
$10,000.00 for down payment.